IMPORTANT NOTICE
BY USING OR ACCESSING THIS SITE YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS AND
CONDITIONS WHICH MAY BE CHANGED, UPDATED OR AMENDED FROM TIME TO TIME.

The terms “Peng Huoth Group” or “PHG” or “us” or “we” refers to the owner of the website. The term “you” refers to the user or viewer of this Site.

1. TRADEMARKS

Peng Huoth Group, its related companies, affiliates, contractors and / or participating corporations are the owners of the
trade and service marks appearing on this Site and all rights are reserved in respect of such trade and service marks.

2. USE OF INFORMATION AND MATERIALS

The content of the pages of this Site is for your general information and use only. The information and material contained in this Site and the terms, conditions and description that appear, are subject to change without any notice. Your information eligibility for particular projects, products and services is subject to Peng Huoth Group’s final determination and acceptance. You are permitted to display and print the information made available to you via this Site only for your own use. You are not permitted to publish, transmit or otherwise reproduce this information, in whole or in part, in any format to any third party without the express written consent of Peng Huoth Group. Unauthorized use of this Site may give rise to a claim for damages. Your use of any information or materials on this Site is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any projects, products, services or information available through this Site meet your specific requirements.

3. INFORMATION ON DEVELOPMENT

The flat visuals featured in this Site are not intended to represent any actual unit of the development market and / or sold
by Peng Huoth Group, which is or will be constructed in accordance with the provisions and specifications of the
prescribed sales and purchase agreement, contracts, and / or other. The information and plans contained in this Site are
also subject to changes and deviations as may be required by Peng Huoth Group or required or approved by the authorities.
All art renderings, illustrations, pictures, photographs and other graphic representations by Peng Huoth Group or its agent.
All areas and measurements, statement herein are approximate and subject to adjustment on final survey.

4. THIRD PARTY SERVICES AND HYPERLINKS

This Site may contain links to other websites which are controlled by third parties not affiliated with Peng Huoth Group. The contents, accuracy, opinions expressed, and other links provided by these websites are not investigated, verified, monitored or endorsed by Peng Huoth Group. This Site is independent of such other website(s). Peng Huoth Group cannot be responsible for the protection and privacy of only information which you provide whilst visiting such websites and such websites are not governed by this privacy statement. Such links are provided solely as a convenience to you, and you are put on notice that any access by you of such linked websites is at your own risk.

4(i). THIRD-PARTY SOFTWARE / PLUG-INS

To access this Site, you may have to install on your computer or mobile phone certain third-party software or plug-in (e.g. flash player, etc), which may be licensed or provided to you by a third party, and not Peng Huoth Group. As the third-party software or plug-in is not developed or tested by Peng Houth Group, Peng Huoth Group makes no warranty of merchantability, satisfactory quality, or fitness for any particular purpose with respect to the third-party software or plug-in and its source of origin, or that they are free of defects, computer viruses, worms, malware, adware, and / or spyware.

5. LANGUAGE

If the information on this Site is translated into or presented in other than Khmer language, the Khmer version of that
information will prevail in relation to any disputes regarding its interpretation.

6. NO WARRANTIES

The information or materials contained on this Site, including text, graphics, links, or other items, are provided “as is”, “as
available” basis. Peng Huoth Group does not warrant the accuracy, adequacy, or completeness of the information and
materials and expressly disclaims liability for errors or omissions therein. Peng Huoth Group disclaims all warranties of any kind, whether implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, titles, merchantability, fitness for a particular purpose, and freedom from computer virus in conjunction with the information and materials. All renderings, illustrations, pictures, photographs, and other graphic representations and
references are artist’s impression only and may be subject to changes and deviation as further required by the developer or required or approved by the authorities. Nothing herein shall form part of an offer or contract or be constructed as any
representation by the developer or its agents. All plans are not drawn to scale; areas and measurements stated herein are
approximately and are subject to adjustment on final survey.

7. PRIVACY STATEMENT

Whilst Peng Huoth Group has taken reasonable steps to ensure that the information you provide will be kept secure from
unauthorized access, we cannot guarantee that such information will be secure during transmission by you to this Site.

8. EXCLUSION OF LIABILITY

In no event shall Peng Huoth Group be liable for any damages, including, without limitation, direct, indirect, special,
incidental or consequential damages, losses, or expenses arising in connection with this Site or any linked site or use
thereof or inability to use by any party, or reliance on the contents of this Site, or in connection with any failure or
performance, error, omission, interruption, defect, delay or failure in operations or transmission, computer virus, or line
or system failure, even if Peng Huoth Group or its representatives are advised of the possibility of such damages, losses
or expenses. This Condition shall take effect to the fullest extent permitted by law.

9. INDEMNITY

You hereby agree to defend, indemnify, and hold harmless Peng Huoth Group, its related corporations, affiliates, officers, directors, employees, agents, contractors, and / or participating corporations from all liabilities, loss, damages, costs, and other expenses of any nature whatsoever incurred by Peng Huoth Group resulting from any claims or action of third parties relating to or arising under these Terms and Conditions of use. Such claims shall include, without limitations, those based upon trademark or service mark infringement, tradename infringement, dilution, tortious, interference with contract or prospective business advantage, conspiracy, breach of warranty or authority, passing off, defamation, or injury to business reputation and copyright infringement.

10. SUBMISSION

All information submitted to Peng Huoth Group via this Site shall be deemed and remain the property of Peng Huoth Group who shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this Site provides Peng Huoth Group through this Site. Peng Huoth Group shall not be subject to any obligations of confidentially or privacy regarding submitted information, except as agreed directly in writing by Peng Huoth Group or required by law.

11. GOVERNING LAWS AND JURISDICTION

These Terms and Conditions of use of this Site shall be governed by all applicable Kingdom of Cambodia laws, rules and
regulations and you agree to submit to the exclusive jurisdiction of the Kingdom of Cambodia courts, provided that such
exclusivity does not apply to legal action initiated or brought about by Peng Huoth Group.

12. LICENSE AND OWNERSHIP

You shall not distribute, modify, transmit, reuse, repost, reverse engineer, decompile, or make any use of the content of
this Site for public, commercial, or other purposes other than private personal use, without our prior consent in writing.
Nothing contained in this Site should be construed as granting a license or right to use any trademarks or other
intellectual property rights displayed in this Site without the written permission of the owner.

13. COPYRIGHTS © PENG HUOTH GROUP

Unless otherwise indicated, the copyrights to the page within this Site and the content and information therein and in
their arrangement are owned by Peng Huoth Group and its affiliates and all rights thereto are specifically reserved. No
hyperlinking of this Site to any other website or reproduction of any information of this Site on any other website or the
use of any information therein for any public or commercial purpose is permitted without the prior written consent of
Peng Huoth Group, which may be granted or refused at its sole discretion and my be subject to terms and conditions
imposed by Peng Huoth. Group.

14. PERSONAL DATA

You agree to be bound by Peng Huoth Group Policy and Personal Data, which will apply to all data provided by you as well as to data arising as a result of use of the web services. All data, ideas, concepts and other information collected or derived from the information made available to the Group through this web services shall deem to be and remain Peng Huoth Group’s property.

PRIVACY POLICY

The Peng Huoth Group Privacy Policy

  1. The Kingdom of Cambodia legislation controls the collection, use, and storage of personal information (“data”). This Privacy Policy is being provided to existing and prospective individual (including employees of Peng Huoth Group) and entities (“Relevant Persons”) dealing with Peng Huoth Group and its subsidiaries, from whom data have been and / or may in the future be collected.
  2. Relevant Persons have in the past and may or will in the future be required to provide data to Peng Huoth Group in connection with and / or in the course of their dealings with Peng Huoth Group. Data on the Relevant Persons may also be acquired by Peng Huoth Group from publicly available sources and from within the Peng Huoth Group.
  3. The data that may be collected from Relevant Person include their name, identity card number / passport number (for foreigners), address, email address, telephone number, employer’s details, financial position, family members, and personal information about them (and in respect of job application, includes qualification, employment history, knowledge, experience and expertise).
  4. Relevant Persons are obliged to provide data that are identified as mandatory. In respect of data identified as optional, the provision of such data by Relevant Persons is voluntary. If a Relevant Person does not supply such data identified as mandatory, this may result in Peng Huoth Group being unable to provide services or otherwise deal with the Relevant Person.
  5. A Relevant Person’s data may be used or processed by Peng Huoth Group or on its behalf for the purposes
    stated below and any other incidental and associated purposes relating to any of the above.
    1. carrying out its instructions, providing projects, products and / or services (whether by a member of Peng
      Huoth Group or a selected third party), evaluating and assessing suitability for employment (where relevant),
      and responding to enquiries by that Relevant Person or made on its behalf;
    2. researching, designing, launching, promoting and marketing financial and other facilities, services, products or projects of Peng Huoth Group and third party (including but not limited to the exchange of non-financial information with selected business partners and developing marketing lists for exchange with selected business partners), and monitoring the provision, operation, and use of such services or products or projects;
    3. provision of reference (status enquiries);
    4. carrying out credit and other status checks and debt collection and assisting other institutions to do so;
    5. assessing ongoing credit-worthiness of Relevant Persons;
    6. operating internal controls including determining amounts owed to or by Relevant Persons, payment to or
      collection of such amounts from Relevant Persons and from any person providing security for Relevant
      Person’s obligations, and enforcing any charge or other security granted by or for Relevant Persons;
    7. performing treasury functions;
    8. the enforcement of Relevant Persons’ obligation, including without limitation the collection of amounts outstanding from Relevant Persons and those providing security for Relevant Persons’ obligations;
    9. assessing and analyzing any insurance claim and assisting other insurance companies to conduct claims checks;
    10. forwarding publicity materials or other information to Relevant Persons from a member of Peng Huoth Group and charitable organization from time to time;
    11. meeting any legal, governmental, or regulatory requirement in Kingdom of Cambodia or any other applicable jurisdiction, including disclosure or notification requirements; and
    12. assisting any person who is acquiring or participating in any contractual agreement between Peng Huoth Group and the Relevant Person to evaluate the transactions for such acquisition or participation; and any other incidental and associated purposes relating to any of the above.
  6. Data held relating to a Relevant Person will be kept confidential but it may be provided to:
    1. any person under a duty of confidentiality to Peng Huoth Group;
    2. any company or division within the Peng Huoth Group (whether such company or division operates in Kingdom of Cambodia or elsewhere);
    3. any relevant agent, contractor, or third party service provider who provides administrative, telecommunications, computer, payment, management, audit, insurance, professional, or other services to the Peng Huoth Group;
    4. any banking, financial or other institution in which the Relevant Person has or proposes to have dealings;
    5. any credit reference agency and in default debt collection agencies or similar provider of debt collection or credit information services to Peng Huoth Group;
    6. lawyers, auditors, tax advisors, investment banks, and other professional advisors;
    7. any insurance company and any association or federation of insurance companies (whether or not based in Kingdom of Cambodia);
    8. any person or corporation to whom a member of the Peng Huoth Group transfers or proposes to transfer its interest and / or obligations in respect of that Relevant Person or any product or service provided to the Relevant Person;
    9. any nominee, trustee, co-trustee, centralized securities depository or registrar, custodian, insurance company, estate agent, solicitors, or other person who is involved with the provision of services or products or projects by a member of Peng Huoth Group to that Relevant Person; or
    10. any person by whom a member of Peng Houth Group is required by applicable legal, governmental or regulatory requirements to make disclosure; or to any person reasonably requiring the same in order for Peng Houth Group to carry out the purposes permitted in paragraph 5 above.
  7. Peng Huoth Group may disclose data to any or all the parties stated above and may do so notwithstanding the recipient’s place of business is outside Kingdom of Cambodia, or that such information following disclosure will be collected, held, processed, or used by such recipient in whole or in part outside Kingdom of Cambodia.
  8. A Relevant Person is entitled to ask whether Peng Huoth Group holds data on them and to request access to and the correction of any such data held. A reasonable fee will be charged for processing each data access request.
  9. Requests for access to or correction of data held by Peng Huoth Group, should be addressed to The Authorised Data Protection Officer PENG HUOTH GROUP HEAD OFFICE, Building No. 9, Grand Star Platinum,National Road No. 1, Sangkat Niroth, Khan Chbar Ampov, Phnom Penh, Cambodia.
    Tel : +855 98 770 722.
  10. If Relevant Persons do not want to receive any marketing or follow up regarding projects, products
    and special promotions from Peng Huoth Group, please notify us in writing, no fee will be charged.
  11. To help Peng Huoth Group to provide a better service to you, please ensure that your personal data such as contact details including your home and office addresses, your telephone number (including your mobile telephone number), email address, and other details registered with us are up to date.
  12. The provisions of this Privacy Policy will form part of the account terms and conditions and / or the agreement or arrangements that you have or may enter into with Peng Huoth Group. If any inconsistency is found, the provision of this Privacy Policy shall prevail.

LANGUAGE

If the information on this Site is translated into or presented in other than Khmer language, the Khmer version of that information will prevail in relation to any disputes regarding its interpretation.

Changes to this Privacy Policy

Changes may from time to time be made to this Privacy Policy. We will post notice of material changes on Peng Huoth Group’s website. Please re-visit this Privacy Policy from time to time to learn of any such changes.
July 2021.